When Should you lock a mortgage rate?

When Should you lock a mortgage rate?

A rate lock guarantees your interest rate for a specified period of time. It’s common for lenders to offer 15, 30, 45 and 60 day rate locks for a fee or to include the price of the rate lock into your loan. The shorter the lock the better the rate can be. Some lenders...
Market Update for Mid-August

Market Update for Mid-August

COVID-19 has led to the largest shock to the U.S. economy in our lifetime. The Federal Reserve, Treasury, and administration have responded with trillions of dollars in stimulus measures to help underwrite, or carry, the economy through this pandemic — and more is...
Are we heading for a recession?

Are we heading for a recession?

Recent recession fears have been brought on by the yield of the 10-year Treasury dropping below that of the 2-year. This “yield curve inversion” in the past signaled a recession starting an average of 18 months out. Many cooler economic heads noted such...