Why give the money to the big banks? Give it back to yourself!
All the rules do not apply to Big Banks and bankers. They do not have to show you what they are making fee wise. This is called yield spread. As a Broker we give the borrower the yield spread in a form of a credit to reduce your closing costs. The Banker and big banks...
Today’s home buyers are in different world – we’re here to help
The folks over at the Washington Post put together a great article outlining the differences between loan programs from a decade ago and those offered today. The bottom line is this: new mortgage rules are likely to affect your next home purchase. Many of...
Don’t let student debt keep you from the home of your dreams
The housing and mortgage markets are changing. In the 1970s, the average first-time home buyer was barely 30 years old. Fast forward to 2019, and the average age climbs to 32 years old. The shift in age may not seem like a big deal, but it's due in part to the...
Mortgage Rates Quietly Thunder to 1-Year Lows
This article is a great little piece that gives us perspective on the recent rate decline. http://www.mortgagenewsdaily.com/consumer_rates/897695.aspx