by Alterna Mortgage | Jun 19, 2019 | Refinancing
Getting a lower rate is the most common reason people refinance their mortgage. But there are others. Here are a few of them starting with the most common: 1. Lower interest rate and/or payment Refinancing to a lower interest rate will save you money on your monthly...
by Alterna Mortgage | Jun 14, 2019 | Refinancing
Mortgage rates are low…but that doesn’t mean refinancing is a good idea right now. Before you get too far down the path of a refinance you should really think about why you are refinancing. A refinance can help you meet some financial goals such as...
by Alterna Mortgage | Jun 6, 2019 | Investment Properties
There are benefits to purchasing a vacation home or a second home. A vacation home is fun to visit on weekends, holidays or in the summer. Maybe you want to live in the home when you retire or pass it on to your children. Owning a second home can have tax write-offs,...
by Alterna Mortgage | Jun 6, 2019 | Uncategorized
Both the federal and Oregon state governments offer a variety of loan programs in an effort to simplify the entire mortgage application process for first-time homebuyers. Depending on your income, down payment amount and other typical factors, there is likely a...
by Alterna Mortgage | May 30, 2019 | Uncategorized
A home appraisal is an important part of any home real estate transaction. Whether you’re buying a home, refinancing your existing mortgage, or selling your home, you’ll want to understand how the appraisal process works and how an appraiser determines a home’s...
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