6 Good  Reasons to Refinance Your Mortgage

6 Good Reasons to Refinance Your Mortgage

Getting a lower rate is the most common reason people refinance their mortgage. But there are others. Here are a few of them starting with the most common: 1. Lower interest rate and/or payment Refinancing to a lower interest rate will save you money on your monthly...
6 Poor Reasons to Refinance a Mortgage

6 Poor Reasons to Refinance a Mortgage

Mortgage rates are low…but that doesn’t mean refinancing is a good idea right now. Before you get too far down the path of a refinance you should really think about why you are refinancing. A refinance can help you meet some financial goals such as...
First-Time Home Buyer Programs

First-Time Home Buyer Programs

Both the federal and Oregon state governments offer a variety of loan programs in an effort to simplify the entire mortgage application process for first-time homebuyers. Depending on your income, down payment amount and other typical factors, there is likely a...

All about appraisals

A home appraisal is an important part of any home real estate transaction. Whether you’re buying a home, refinancing your existing mortgage, or selling  your home, you’ll want to understand how the appraisal process works and how an appraiser determines a home’s...