What makes us a different mortgage company ?
We know the local market
Real people - Real numbers
We give you an honest quote right way. We don’t wait for you to shop around and then match the deal. We already have the best deal. Alterna Mortgage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too.
The Broker Advantage
We have a unique process
From the owner
I have been in the mortgage business since 1998 working as a loan officer until opening up my own company Alterna Mortgage in 2004. I chose the name Alterna from the word Alternative. I want my company to be the alternative to big banks and high cost lenders. We offer the same loan programs as major lenders and banks. In fact, we also provide additional options designed to accommodate a wide range of credit profiles. Since we do not have the overhead we are able to pass the savings on to our clients. This means you get a lower rate and lower fees. I intend to keep us small enough to maintain our family atmosphere and outstanding personal service. Our clients are names and not just a number in a big bank.
I am also a realtor
But you don’t have to work with me as your realtor to secure a great loan deal. However, my experience on both sides gives me valuable perspective. If you choose to use me for both your real estate and mortgage needs, you’ll enjoy the convenience of a one-stop shop—working with just one person throughout the entire process, from securing your loan to handling the real estate transaction.
If you are shopping for a home or looking to refinance your current mortgage give us a call at 503-703-4699 or email at Scott@altmo.com and see the difference.
Sincerely,
Scott Bennett
Testimonials
Scott has saved us tens of thousands of dollars on our mortgage and has made it possible for my husband and I to purchase two investment property. He’s found finance options at better rates than I could find with anyone else. He’s extremely knowledgeable and quick to give sound real estate and financing advice, even if it means referring you out. I’ve worked with Scott since 2006 and highly respect and trust him.
We signed yesterday! Can’t tell you how excited we are with our new rate and monthly payment!
Just wanted to send a huge, heartfelt THANK YOU! You all are simply a class act. The fact that you were able to get creative and make things happen in spite of the low appraisal is pure awesomeness. I am certain 99% of the folks out there in your line of work would have never taken the time to do that. We sincerely appreciate everything you did for us, and for your ongoing patience and creativity as yet another hurdle presented itself in the process.
You better believe we will recommend you to friends, coworkers, even the stranger in line at Freddies! YOU GUYS ROCK!!!
I would highly recommend Alterna Mortgage and would gladly use Scott again in the future.
From Alterna News
The Oregon Real Estate for April 2026
If you’ve been waiting for the Oregon housing market to "calm down" before making a move, your patience may have finally paid off. As we hit the heart of the spring season, the data is telling a...
The New Era of Credit: What Vantage Score 4.0 Means for Your Next Mortgage
If you’ve been following the news lately, you might have heard that the mortgage industry is going through its biggest credit score shake-up in decades. For years, "FICO" was the only name in the...