Personal Service
Alterna Mortage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too.
The Broker Advantage
Alterna Mortgage has programs that fit borrowers with perfect credit and borrowers that have had recent credit events. Being a broker we have mortgage loans that fit everyone.
The Local Advantage
Do not pay high fees for a higher rate just to make the banks or large companies more money. Shop around. Stay local. Call, text or email us and compare. See the difference.
From Alterna News
Portable mortgages are better than 50-year mortgages but demonstrate that billionaires shouldn’t be the ones to solve housing market problems
A portable mortgage lets you move your existing loan and its interest rate to a new property rather than getting a completely new mortgage. For example, if you've paid off half of a $400,000 home at...
Fed rate cut at next meeting in December may be a coin flip
On October 29th, 2025, the Federal Reserve lowered the federal funds rate for the second consecutive time, reducing it by a quarter point to set the target range at 3.75%-4.00%. The next opportunity...
VIDEO OF THE MONTH: Cash-out Refinance What Can You Do? Watch and Learn!
From the owner
I have been in the mortgage business since 1998 working as a loan officer until opening up my own company Alterna Mortgage in 2004. I chose the name Alterna from the word Alternative. I want my company to be the alternative to big banks and high cost lenders. We have the same rates and terms available to us as any large corporation or bank. Since we do not have the overhead we are able to pass the savings on to our clients. This means you get a lower rate and lower fees. I intend to keep us small enough to maintain our family atmosphere and outstanding personal service. Our clients are names and not just a number in a big bank. If you are shopping for a home or looking to refinance your current mortgage give us a call at 503-703-4699 or email at Scott@altmo.com and see the difference.
Sincerely,
Scott Bennett
What makes us different ?
Real people - Real numbers
We give you an honest quote right away. We don’t wait for you shop around and then match the deal. We already have the best deal.